What to Do When Someone Dies in Maryland
A complete guide to death certificates, probate, estate taxes, and funeral costs in Maryland. Everything you need to know about handling a death in the state of Maryland.
Quick Facts: Maryland
Death Certificates in Maryland
Cost Per Certified Copy
The first certified copy costs $12. Additional copies cost $12 each.
How Many to Order
We recommend ordering 10 to 15 copies. Banks, insurance companies, the Social Security Administration, the DMV, employers, and other institutions typically require original certified copies. Ordering extras upfront saves time and money compared to requesting more later. Ten copies in Maryland would cost approximately $120.
Where to Order
Death certificates in Maryland are issued by the Maryland Department of Health, Division of Vital Records. Your funeral home will typically order the initial copies for you as part of their services.
Visit Maryland Department of Health, Division of Vital RecordsFiling Deadline
In Maryland, a death must be registered within 3 days. The funeral home or attending physician typically handles the filing.
Probate in Maryland
Small Estate Threshold
Estates valued under $50,000 may qualify for simplified probate or a small estate affidavit. Small estates under $50,000 ($100,000 if surviving spouse is sole heir) may use simplified process.
Probate Court
Probate in Maryland is handled by the Orphans' Court (Register of Wills).
Visit Orphans' Court (Register of Wills) websiteTypical Timeline
Probate in Maryland typically takes 6-12 months. The timeline depends on the size and complexity of the estate, whether anyone contests the will, and the court's caseload.
Small Estate Affidavit
If the estate is valued below the small estate threshold of $50,000, you may be able to use a small estate affidavit instead of going through formal probate. This is a simplified process that allows heirs to collect assets by presenting a sworn statement to banks and other institutions. Waiting periods and specific requirements vary, so check with the Orphans' Court (Register of Wills) in your county for exact procedures.
Estate and Inheritance Tax in Maryland
State Estate Tax
Maryland imposes a state estate tax. The state exemption is $5,000,000, which is significantly lower than the federal estate tax exemption of $13.61 million. The tax rate is 0.8-16%.
The estate tax return is typically due 9 months after the date of death. An extension may be available, but any tax owed still accrues interest.
State Inheritance Tax
Maryland has an inheritance tax. Maryland imposes a 10% inheritance tax on transfers to non-lineal heirs (not spouses, children, parents, grandparents, or siblings). Maryland is the only state with both an estate tax and inheritance tax. Unlike estate tax (which is paid by the estate), inheritance tax is paid by the individual beneficiaries. The rate usually depends on the relationship between the beneficiary and the deceased. Spouses are typically exempt, and close relatives usually pay lower rates than more distant relatives or non-relatives.
Federal Estate Tax
Regardless of state taxes, the federal estate tax applies to estates exceeding $13.61 million (2024 threshold). The federal estate tax return (Form 706) is due 9 months after the date of death. Most estates fall well below this threshold and owe no federal estate tax.
Key Things to Know in Maryland
State-Specific Notes
Maryland is the only state that has both an estate tax and an inheritance tax. The estate tax applies to the total estate, while the inheritance tax applies to specific transfers to non-lineal heirs. Maryland uses an Orphans' Court system (elected judges in most counties) for probate matters.
Funeral Costs in Maryland
These are median costs in Maryland. Actual costs vary significantly based on the funeral home, location within the state, and services selected. Under the FTC Funeral Rule, funeral homes must provide itemized pricing when you ask. You are not required to purchase a package and can choose individual services.
Major Cities in Maryland
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Probate Guide
How probate works, when you can skip it, and what it costs in your state.
Estate Tax
Federal and state estate tax thresholds, exemptions, and filing deadlines.
Funeral Costs
Average funeral costs by type and practical ways to reduce expenses.
Master Checklist
Track every task from day one through closing the estate.